Cards
Visa Debit Card
Visa Debit Card
Debit Card is a smart alternative to cash and meant to make shopping more convenient. Which has direct access to your bank account, for fulfilling your daily payment and cash requirements. It is an alternative payment method to cash and cheques, which enable you to pay directly during purchases of goods and services from merchants (POS Outlets) or draw cash from ATM terminals.
Eligibility
Customer who operates/maintains an individual Savings account with any branch
Card Validity: 4 years
Feature of VISA Debit Card
- Card request, pin refresh & card block/unblock through Digi Prabhu App
- Can be used to draw cash from all Visa affiliated ATMs in Nepal, India and Bhutan
- Accepted as the mode of payment at all Visa affiliated merchant locations (POS Outlets) within the territory of Nepal, India and Bhutan
- Eco-Friendly Green PIN & 3D secures e-commerce online transaction
- No charges are levied for the purchase of goods and services from merchant (POS) outlets and online payments.
Card Service Fees
-
Card Issuance Rs.1500 for 4 years on pro-rate basis i.e. Rs.375
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Card Replacement Fee Rs. 375
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No charges for E-commerce activation
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Cost effectively as compared to other bank
Transaction Fees
| Transaction | Visa Debit Card | Fees |
| Cash withdraw | ATM / POS Type | - |
| Prabhu ATM | - | |
| ATM, Nepal | Rs.15 | |
| ATM, India | Rs.250 (Subject to change as per acquirer bank) | |
| Balance Inquiry | Prabhu ATM | - |
| Nepal | Rs.15 | |
| Purchase (POS) | India | Rs. 50 |
| NIL | - |
Transaction Limit:
| Transaction Limit | Nepal | India | |
| ATM | Max Per txn | 25,000.00 NPR | 10,000.00 INR |
| Daily txn | 100,000.00 NPR | 10,000.00 INR | |
| Monthly Txn | 400,000.00 NPR | 100,000.00 INR | |
| POS | Max Per txn | 100,000.00 NPR | 100,000.00 INR |
| Daily txn | 200,000.00 NPR | 100,000.00 INR | |
| Monthly Txn | 500,000.00 NPR | 100,000.00 INR | |
| E-COM | Max Per txn | 100,000.00 NPR | 40,000.00 NPR |
| Daily txn | 100,000.00 NPR | 80,000.00 NPR | |
| Monthly Txn | 300,000.00 NPR | 160,000.00 NPR | |
| Transaction Count | Daily Count |
10 |
10 |
| Monthly Count | 150 | 150 |
Limit is subject to change (Hospital, medical shops) in case of POS transaction in India
| Limit Details | Daily | Monthly |
| Transaction limit in MCC of Hospitals and Pharmacies only |
INR 4,00,000 (i.e NPR 6,40,000) |
INR 10,00,000 (i.e NPR 16,00,000) |
For further information, please contact:
Prabhu Bank Card Center Head Office, Babarmahal Kathmandu
Email: card.operation@prabhubank.com
Phone: +97715719014, 9851114742
Toll free: 1660-010-7777
