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Interest Rates

Product Rate Saving Deposit Interest Rate(% p.a) Min. Balance
{{salary-savings}}-{{5.00;5.00;NRs. 0;quarterly}}-{{yes}} Prabhu Salary Savings 5.00% 0
{{special-savings}}-{{5.00;5.00;NRs. 0;quarterly}}-{{yes}} Prabhu Special Savings 5.00% 0
{{foreign-savings}}-{{5.00;5.00;NRs. 0;quarterly}}-{{yes}} Prabhu Foregin Savings 5.00% 0
{{asirbad-savings}}-{{5.00;5.00;NRs. 0;quarterly}}-{{yes}} Prabhu Ashirbad Bachat 5.00% 0
{{goodluck-savings}}-{{5.00;5.00;NRs. 0;quarterly}}-{{yes}} Prabhu Goodluck Savings 5.00% 0
  Prabhu Chetana Bachat Khata 3.50% 100
{{welcome-savings}}-{{3.50;3.50;NRs. 0;quarterly}}-{{yes}} Prabhu Welcome Savings 3.50% 0
  Prabhu Muaabja Saving 3.50% 0
{{khutruke-savings}}-{{3.50;3.50;NRs. 0;quarterly}}-{{yes}} Prabhu Khuture Savings 3.50% 1000
  Prabhu Senior Citizens Savings 3.50% 1000
  Prabhu G2P Savings 3.50% 0
  Prabhu Normal Savings 3.00% 1000
  Prabhu Online Trading Savings 3.00% 0
  Prabhu Student Savings 3.00% 100
  Prabhu Anudhan Khata 3.00% 0
  Prabhu Call Deposit(NPR) upto 2% p.a. 10,000
  NOTE: Interest rate on existing Call Accounts opens under a specific contractual agreement shall continue till the contract period
FCY Deposits    
Products Interest Rate (% p.a) Minimum Balance (FCY)
Prabhu USD Savings 1.50 50.00
Prabhu EUR Savings 1.00 50.00
Prabhu GBP Savings 1.00 50.00
Prabhu JPY Savings 1.00 50.00
Prabhu AUD Savings 1.00 50.00
Structure Call/Fixed Deposit Negotiable Negotiable

 

Fixed Deposit Rates
Institutional  
3 Months and Above 6.50%
3 Months and Above (For Renewal Only) 6.60 %
Individual  
3 Months and Above 7.25%
Swarnim Muddati  
5 Years 7.25%
Prabhu NRN FCY Fixed Deposit Rate
Individual / Institutional Minimum Balance Interest Rates (% p.a.)
2 Years and Above  USD USD 10,000 equivalent 3.00%
2 Years and Above  EUR 1.50% 
2 Years and Above  GBP 2.50%
2 Years and Above  AUD 2.50%
Cash/Cash Eqv. Secured Premium (% p.a. ) on Base Rate 
Against Own FDR/Cash Base Rate or Coupon Rate whichever is higher plus 2.00 Base Rate or Coupon Rate whichever is higher plus 2.00
Against Govt  Bonds
Loan and Advances  
Export Credit Up to 5.00
Corporate/ Multinationals Premium (% p.a.) on Base Rate 
Trust Receipt/STL/ Import Loan up to 5.00
Demand Loan up to 5.00
Bridge Gap Loan up to 5.00
Term Loan up to 5.00
Hire Purchase Loan up to 5.00
Loan Against Share up to 5.00
Prabhu SME Loan Premium (% p.a.) on Base Rate 
Trust Receipt/STL/ Import Loan up to 5.00
Demand Loan up to 5.00
Bridge Gap Loan up to 5.00
Term Loan up to 5.00
Hire Purchase Loan up to 5.00
Loan Against Share up to 5.00
Microfinance Loan  
Direct Lending Premium (% p.a.) on Base Rate
Other Deprived Loan up to 5.00
Deprived Subsidized Loan up to 2.00
Indirect/Corporate Lending Premium (% p.a.) on Base Rate 
Corporate up to 5.00
Other Subsidized Loan Premium (% p.a.)  on Base Rate 
Other Subsidized Loan up to 2.00
Consumer Loans Premium (% p.a.)  on Base Rate 
Prabhu Home Loan- Upto Rs. 15 mio ** up to 5.00
Upto 5 Years Up to 5.00
Above 5 Years - 10 Years Up to 5.00
Above 10 Years - 15 Years Up to 5.00
Above 15 Years - 25 Years Up to 5.00
Low Cost Housing Up to 5.00
Education Loan Up to 5.00
Prabhu Loan Against Property (PLAP) Premium (% p.a.)  on Base Rate 
Term Loan up to 5.00
Individual Revolving Loan up to 5.00
Personal Auto Loan** Premium (% p.a.)  on Base Rate 
Upto 5 Years up to 5.00
Above 5 Years -8 Years up to 5.00
   
Hire Purchase Loan up to 5.00
Loan Against Share up to 5.00
Real Estate Loan up to 5.00
Gold Loan up to 5.00
Other Personal Loans up to 5.00
Consortium Lending As per consortium decision
FCY denominated Loan 1 Year LIBOR rate + Up to 5.00