Board of Directors

PRFL Management Team

S.N.

SERVICES

MINIMUM CHARGE (IF ANY)
  FLAT RATE
1.

Account Service

 

 
a.

Good for payment

 

Rs. 500
b.

Cheque return for lack of funds

Rs. 100
c.

Stop payment

Rs. 250
d.

Standing order Instruction

 

Inter branch account

No charge

Intra bank account

 

Rs. 100
e.

Certificate of balance-Regular client

No Charge
f.

Certificate of balance for special purpose

 

Rs. 500-1000
g.

Loss of cheque book

 

Rs. 250
h.

Account Clousure

 

Within 3 months

 

Rs. 500

After 3 months

 

Rs. 250
2.

Cheque Collection / Purchase

 

 
i.

Inward Cheque

 

 
a.

Local Clearing

 

No Charge
b.

Special Clearing

 

Rs. 500
c.

Cheque collection from outstation branches of other banks-NPR

 

Rs. 500 plus postal charge
d.

Inward foreign currency cheque collection

 

Rs. 500 plus postal charge
ii.

Outward Cheque

 

 
a.

Local Clearing

 

No charge
b.

Special clearing

 

Rs. 500
d.

Cheque collection from outstation branches of our bank -NPR

 

Rs. 75 plus postal charge
e.

Cheque collection foreign currency

 

US dollar 10 (or equivalent) plus postal charge
2.2

Cheque / Bills Purchases

 

 
a.

NPR Cheques drawn on banks within local clearing

Rs. 250
0.125% (due period for 3 days)
b.

NPR cheques drawn on banks outside local clearing

Rs. 250
0.35% plus other bank charge(actual due period 7 days ) plus communication charges
c.

Foreign Draft / Cheque other currency

Rs. 500
0.50% plus other bank charges (actual due period 15 days) plus communication charges
d.

Delay in realization of bills / cheques stated in 2.2 abc

 

Highest published interest rate from due date (for waive obtain approval from the approving authority)
2.3

Cheque return charges

 

 
a.

Collection

 

Rs. 100
b.

Purchases

 

Highest published rate +2% penal charge from the date of purchase till the date of recovery plus other bank charges
3.

Remittances

 

 
i.

Issuance of NRB cheque

 

Rs. 250
ii.

Issuance of pay order

 

Rs. 250
3.1

ABBS Charge / Fund Transfer

 

Customer - Prabhu Saving

 

No Charge

Customer - Other than PS

 

Rs. 100

For credit to loan a/c for settlement of loan

 

No Charge
3.2

Branch advice / Fax transfers for not using ABBS System

 

Customer

Rs. 250
0.05% Plus communication charge

Non customer

Rs. 500
0.10% plus communication charge

For credit of loan account

 

No Charge
4.

Issuance of bank guarantee

 

a.

Bid bond

Rs. 500
0.25 % per quarter
b.

Performance Bond

Rs. 500
0.35% per quarter
c.

Advance Payment

Rs. 500
0.40 % per quarter
d.

Financial Guarantee

Rs. 500
0.50 % per quarter
e.

Other guarantee

Rs. 500
0.40 % per quarter
5.

Service charges of fresh loan

 

1% at the time of limit establishment
6.

Renewal of loans service charge

 

Upto 0.75 %
7

Documentation charge

 

Upto 10 lakhs-Rs. 1500
Upto 25 lakhs- Rs. 2500
Above 25 lakhs - Rs. 5000